Are there any pre-payment penalties associated with Uplift Pay Monthly loans? March 26, 2019 13:58 Updated Uplift will not assess penalties if you choose to pay off your loan prior to the due date. For more information, please visit the Uplift Help Center. Related articles Why book with CruisesOnly vs directly with cruise line? Do I have to pay off my Uplift Pay Monthly loan prior to traveling? Can I change the payment method I use to pay my Uplift Pay Monthly loan? Why should I choose Uplift Pay Monthly to pay for my cruise? How do I apply for an Uplift loan?